Business acquisition financing news, SBA 7(a) loan tips, rate updates, and deal structuring strategies — updated for 2025.
Everything you need to qualify for an SBA 7(a) business acquisition loan this year, from equity injection to DSCR minimums. We cover eligibility rules, documentation, credit score thresholds, and the exact forms your lender will require.
Read More →Each 25 basis-point rate move changes your monthly payment on a $500K SBA loan by roughly $80–$90. Here's how to model the impact, when to lock versus float, and why variable-rate SBA 7(a) loans behave differently from conventional debt.
Read More →Seller notes on standby can satisfy SBA's 10% equity injection requirement — but only if structured correctly. We break down the rules: subordination requirements, standby periods, when the SBA allows partial standby, and real deal examples.
Read More →SBA lenders don't just accept the asking price. Here's how they independently value the business and what happens when it comes in low. We explain the SBA's valuation thresholds, who pays for the appraisal, and how to negotiate when there's a gap.
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